INSURANCE

Convicted Driver Insurance
Hi guys,

Iv just got myself an Audi A1 Sports and my insurance is absolutely ridiculous. I’m talking from 6 grand up to 11 or even more and that’s even being a second driver???

I get the DR10 makes a huge difference and the area im from is a hot spot but the quotes I’m getting are just ridiculous.

It’s really starting to stress me out. On confused.com /go compare they don’t give the option of putting that you’ve done a course so I’m assuming I need to go through a specialist convicted driver insurance.

My ban comes off in august but I’m just looking around so I have an idea.

What are the best ones??? Please give me some suggestions before I end up ripping my hair out and again crying myself to sleep 🤦🏼‍♀️🤣.

Thankyou x
 
Hi guys,

Iv just got myself an Audi A1 Sports and my insurance is absolutely ridiculous. I’m talking from 6 grand up to 11 or even more and that’s even being a second driver???

I get the DR10 makes a huge difference and the area im from is a hot spot but the quotes I’m getting are just ridiculous.

It’s really starting to stress me out. On confused.com /go compare they don’t give the option of putting that you’ve done a course so I’m assuming I need to go through a specialist convicted driver insurance.

My ban comes off in august but I’m just looking around so I have an idea.

What are the best ones??? Please give me some suggestions before I end up ripping my hair out and again crying myself to sleep 🤦🏼‍♀️🤣.

Thankyou x

Make sure when putting your quote in that you change the date of your ban to a few months earlier so the system thinks your ban has ended to get an idea of prices. Those sound like quotes where you have inputted the real date your ban started and showing that it hasn't ended. Under length of ban on confused you put the number of years/months after the reduction has been applied. I was banned for 12 months, but under length of ban I input 9 months as this was the length of my ban after reduction. I was advised to do that by an insurance company in my first year.

If you have already made those changes and you are being quoted 6 grand then that may just be what it costs to insure that model for you. For me a 335d was coming in over 5k while a 330d was coming back just over 1k.
 
Make sure when putting your quote in that you change the date of your ban to a few months earlier so the system thinks your ban has ended to get an idea of prices. Those sound like quotes where you have inputted the real date your ban started and showing that it hasn't ended. Under length of ban on confused you put the number of years/months after the reduction has been applied. I was banned for 12 months, but under length of ban I input 9 months as this was the length of my ban after reduction. I was advised to do that by an insurance company in my first year.

If you have already made those changes and you are being quoted 6 grand then that may just be what it costs to insure that model for you. For me a 335d was coming in over 5k while a 330d was coming back just over 1k.
I have been doing haha, Iv been making it out like I’m looking to get insured in next week or so and still no difference 🤦🏼‍♀️
I was thinking maybe it’s because it’s an S Line but come on a 1.4 Audi sports and them sort of quotations is still a lot!

Aaah I’m so stressed, so should I not bother with these convicted driver insurances??
 
I have been doing haha, Iv been making it out like I’m looking to get insured in next week or so and still no difference 🤦🏼‍♀️
I was thinking maybe it’s because it’s an S Line but come on a 1.4 Audi sports and them sort of quotations is still a lot!

Aaah I’m so stressed, so should I not bother with these convicted driver insurances??

For me none of the convicted driver insurance companies came close to confused. I think the closest one was 1k dearer. However, I have heard from some who's quotes were much cheaper from them. It is on a case to case basis. Post code, crash data on the specific model you're insuring, driving history, vehicle insurance group, convictions, no claims bonus and length of time until policy begins all effect a quote.

It being a 1.4 doesn't matter, for example my girlfriend was looking at insuring a diesel car. I had recommended the 130pd VAG engine so she checked a few models with that engine. A normal Audi A4 with that engine came back at £800 but a golf GT TDI came back at 3k. Same engine, same power. When I queried it with insurance they said, "the golf is the GT model." They had quite literally hiked the price for that model due to it having a sportier name than Audi A4 SE.
 
Hi guys,

Iv just got myself an Audi A1 Sports and my insurance is absolutely ridiculous. I’m talking from 6 grand up to 11 or even more and that’s even being a second driver???

I get the DR10 makes a huge difference and the area im from is a hot spot but the quotes I’m getting are just ridiculous.

It’s really starting to stress me out. On confused.com /go compare they don’t give the option of putting that you’ve done a course so I’m assuming I need to go through a specialist convicted driver insurance.

My ban comes off in august but I’m just looking around so I have an idea.

What are the best ones??? Please give me some suggestions before I end up ripping my hair out and again crying myself to sleep 🤦🏼‍♀️🤣.

Thankyou x
Hey
Ive got a Audi A1 sports and I just done my insurance on Saturday (starts today) went through first central and I’m £52.48 (to exact) a month to insure my car full comp, £175 excess all details of my conviction ect given and recorded. I can’t drive it just now as my ban isn’t up until the 22nd of June but my dads taken the car for it’s MOT ect. Honestly the insurance companies I spoke to (over the phone) none of them were bothered by me doing the course and said there wasn’t a purpose of them knowing it 🙄 The only place I was asked about the course was the specialised drink driving insurances and they quoted me £800-900 a year minimum! Just want to point out I have 8 years no claims, I’m 33, been driving 15 years & have owned my car 4 years. One insurer did say do not insure until 30 days or under before your bans due to end as it will lower between then and the third week before. Hope this helps a little but honestly call a few and speak to them don’t just work with a computer. You will be surprised at how un judgemental they are too :)
 
Hey
Ive got a Audi A1 sports and I just done my insurance on Saturday (starts today) went through first central and I’m £52.48 (to exact) a month to insure my car full comp, £175 excess all details of my conviction ect given and recorded. I can’t drive it just now as my ban isn’t up until the 22nd of June but my dads taken the car for it’s MOT ect. Honestly the insurance companies I spoke to (over the phone) none of them were bothered by me doing the course and said there wasn’t a purpose of them knowing it 🙄 The only place I was asked about the course was the specialised drink driving insurances and they quoted me £800-900 a year minimum! Just want to point out I have 8 years no claims, I’m 33, been driving 15 years & have owned my car 4 years. One insurer did say do not insure until 30 days or under before your bans due to end as it will lower between then and the third week before. Hope this helps a little but honestly call a few and speak to them don’t just work with a computer. You will be surprised at how un judgemental they are too :)
The quote you’ve been given would be an actual dream for me!😢

Keep your fingers crossed for me please🤣 but yeah Goodluck and enjoy being back on the road when your bans off!!💃💃
 
The quote you’ve been given would be an actual dream for me!😢

Keep your fingers crossed for me please🤣 but yeah Goodluck and enjoy being back on the road when your bans off!!💃💃
It was a dream to me too 😂 will keep fingers and toes crossed for you 🤞🏼 Thank you I can not wait, my wee boys keep saying mum get a chocolate calendar as it’s like Christmas at the end 😂
 
Enter code DRINKDRIVING10 during checkout for 10% off
Top