Adt2525
New Member
Hi there,
Im looking for some advice on behalf of my son who was involved in an accident. He claims an animal ran in to the road, he swerved and lost control of the vehicle. There were no third parties involved but a bollard was damaged and the car has been damaged beyond repair. There were no witnesses and it happened early in the morning.
It’s a unique situation as after the incident, he left the vehicle to return home and get his phone and call me and also arrange recovery of the vehicle. Unfortunately, he claims that during this time, he drank around a bottle of wine. I advised him that the police are likely to turn up as the car had been left and they may suspect it was stolen and abandoned. The police Did turn up and he advised them that he had drunk after the incident. They took him to the station to be breathalysed and questioned and he was released under investigation whilst his breath sample was analysed. He was over the limit at that point.
He had the car recovered to his home as I wanted to assess the damage myself and see if it could be repaired (I purchased the car for him) without going down the insurance route.The car is beyond repair.
I’m trying to help him sort out an insurance claim and was just looking for advice on a few things, mainly, how much of an obstacle is the on going investigation likely to impact the insurance claim? He part completed an on line claim but one of the questions was ‘do you currently have any pending prosecutions?’ I know this is quite ambiguous and obviously I don’t want him to end up with his insurance invalidated, however, technically he doesn’t as he is under investigation and has not been charged. I have heard these things can take a very long time before receiving an outcome.
I’m just looking for any advice or pointers that I can help him with as the car technically belongs to him but was purchased by me so I’m just trying to work out what the best route is.
Im looking for some advice on behalf of my son who was involved in an accident. He claims an animal ran in to the road, he swerved and lost control of the vehicle. There were no third parties involved but a bollard was damaged and the car has been damaged beyond repair. There were no witnesses and it happened early in the morning.
It’s a unique situation as after the incident, he left the vehicle to return home and get his phone and call me and also arrange recovery of the vehicle. Unfortunately, he claims that during this time, he drank around a bottle of wine. I advised him that the police are likely to turn up as the car had been left and they may suspect it was stolen and abandoned. The police Did turn up and he advised them that he had drunk after the incident. They took him to the station to be breathalysed and questioned and he was released under investigation whilst his breath sample was analysed. He was over the limit at that point.
He had the car recovered to his home as I wanted to assess the damage myself and see if it could be repaired (I purchased the car for him) without going down the insurance route.The car is beyond repair.
I’m trying to help him sort out an insurance claim and was just looking for advice on a few things, mainly, how much of an obstacle is the on going investigation likely to impact the insurance claim? He part completed an on line claim but one of the questions was ‘do you currently have any pending prosecutions?’ I know this is quite ambiguous and obviously I don’t want him to end up with his insurance invalidated, however, technically he doesn’t as he is under investigation and has not been charged. I have heard these things can take a very long time before receiving an outcome.
I’m just looking for any advice or pointers that I can help him with as the car technically belongs to him but was purchased by me so I’m just trying to work out what the best route is.