Hi! I hope you can help me, last year I had an accident and hit another car, I have not been convicted as there has not been enough evidence for drink driving or anything else at all. My insurance has been cancelled and I received a letter that they will not be dealing with the third party claim and now the third party had sent me a letter asking for a check within next 7 days or they will take me to court. I was under the impression that if I have not been convicted of anything then my insurance has to pay the claim (isn’t that what I pay for?), someone please help or give me some clarity because they are asking me for £9000 by next week..