Sorryidiot123
New Member
Please help I’m desperate!!! - Crashed my car under the influence being a 19 year old idiot - no points, 18 month ban, no other drivers involved I blew 45 or 50 mp at the polic station.
At the time my insurance emailed me saying they they cancelled the policy but wrote off any outstanding amount and nothing would show on my credit report (I have this in writing) at the time I thought this was a blessing!!!
18 months later buzzing to drive again I’ve been using comparison site money supermarket
the quotes I’ve been getting were £2500 which I thought were reasonable with the incident and the DR10 conviction ... naively I missed this question
“Have you or any additional driver on this policy ever had their insurance declined, cancelled, voided, or had special terms imposed?”
After saying yes to this question my quotes are £3500 - £4500+ which isn’t affordable to me.
here are my questions -
Is there any way to get a cancellation from a company revoked?
Is there a database which holds information of cancellations? Are cancellations checked?
A friend said he said no to this question and hasn’t received back lash, do you know anyone that said no to this or had a similar experience?
Do some insurance companies not ask this question or is it just comparison sites??
If you read this far thankyou so much how do I avoid putting the cancellation on there? Is it possible to avoid it as it’s ruined my chances of driving again!
many thanks yours sincerely a sorry idiot
At the time my insurance emailed me saying they they cancelled the policy but wrote off any outstanding amount and nothing would show on my credit report (I have this in writing) at the time I thought this was a blessing!!!
18 months later buzzing to drive again I’ve been using comparison site money supermarket
the quotes I’ve been getting were £2500 which I thought were reasonable with the incident and the DR10 conviction ... naively I missed this question
“Have you or any additional driver on this policy ever had their insurance declined, cancelled, voided, or had special terms imposed?”
After saying yes to this question my quotes are £3500 - £4500+ which isn’t affordable to me.
here are my questions -
Is there any way to get a cancellation from a company revoked?
Is there a database which holds information of cancellations? Are cancellations checked?
A friend said he said no to this question and hasn’t received back lash, do you know anyone that said no to this or had a similar experience?
Do some insurance companies not ask this question or is it just comparison sites??
If you read this far thankyou so much how do I avoid putting the cancellation on there? Is it possible to avoid it as it’s ruined my chances of driving again!
many thanks yours sincerely a sorry idiot